IDLC Finance PLC has reported consolidated Net Profit after Tax (NPAT) of BDT 1,763 million for the first nine months of 2025, marking a 41% increase compared to the same period of the previous year.
The company's consolidated quarterly profit also rose 35% compared to the same quarter last year, reaching BDT 675 million for July-September 2025, says a press release.
The IDLC Board of Directors approved the financial statements for Q3 2025, ending on September 30, 2025, in its 357th meeting, held at IDLC's Corporate Head Office in Gulshan, Dhaka.
The leading NBFI's Earnings per share (EPS) increased to BDT 4.04, up from BDT 2.87 in Q3 2024. On a standalone basis, Net Profit after Tax stood at BDT 1,365 million, reflecting 29% growth over the same period last year. Term Deposits (solo) expanded to BDT 104.07 billion (a 23% growth over 2024), while the loan book (solo) reached BDT 121.67 billion, representing 8% growth over 2024.
Consolidated Return on Equity (ROE) improved to 11.39% (annualized) from 8.65% year-on-year, underscoring stronger capital efficiency and profitability. Consolidated Return on Assets (ROA) stood at 1.48%, up from 1.14% same period last year, reflecting improved balance sheet productivity.
The Non-Performing Loan (NPL) ratio was maintained at 4.71%, lower than 4.98% recorded in the same period last year and significantly below the industry average. The provision coverage ratio (standalone) remained robust at 101.75%, further reinforcing the company's prudent risk management approach.
