Liquid asset reserves of the scheduled banks are likely to increase in the second and third quarters of the
current fiscal amid some political facts and slow disbursement of loans, experts said.
A former senior banker requesting anonymity said in the first quarter of the current fiscal (July-September, FY 2015-16) liquid money increased by Tk104.55 billion to Tk2500.33 billion from Tk2395.78 billion in 30 June,
2015-16, according to the central bank statistics.
The schedule banks are reserving Tk1167.52 billion higher than the ceiling amount of Tk1332.81 billion till end of the September, 2015.
He said, "The country's commercial banks are awash with idle money due to poor investment and lower credit demand. In the coming days the loan disbursement may not increase and even may decrease due to some
He also said the banks are also very much aware in providing loans to their parties due to some big financial scams and the central bank's strict rules and regulation.
Abdul Mannan another senior banker said, "We are not getting quality clients for giving loan."
He said, "Some of our clients are
taking loans from foreign sources because of the lower rates of interest offered by the foreign banks."
A central bank official said the
government's policy on reenergising the capital market may give scheduled banks more opportunities to give loans as the banks will start giving exposure to the capital market investment after March next year.